Now scheduling Q3 2026 renewal audits for 2027–2028 plan years Call (813) 588-6549
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What We Build

Full-stack employee benefits, designed and stewarded.

For employers of every size
Tampa-based · Licensed Nationwide
Available under a dedicated broker team
01
Group Medical

Group Medical & Major Medical

Major medical, group medical, fully-insured, level-funded, and self-funded designs across major national carriers — modeled for your headcount, risk profile, and contribution strategy.

  • Multi-carrier modeling — Florida Blue, Aetna, UnitedHealthcare, Cigna, Humana, and many more
  • HMO, PPO, DHMO, HDHP options and HSA pairings with nationwide networks
  • Level-funded and self-funded plans with PBM oversight for groups looking for claims-data visibility
  • Contribution-strategy design (defined contribution, age-banded, tiered)
  • Annual utilization review and renewal modeling
02
Ancillary

Dental & Vision

High-utilization, high-retention benefits employees actually use. Employer-paid, voluntary, and hybrid funding designs available.

  • PPO and DHMO dental plans with major national networks
  • Vision plans with frame, lens, and contact allowances
  • Orthodontia riders for family-heavy demographics
  • Bundled rate negotiation when paired with health
03
Protection

Life & Disability

Income protection that turns a worst-case event into a manageable one — for the employee, their family, and the employer's continuity plan.

  • Group term life with guaranteed-issue thresholds
  • Voluntary life with portability for retained employees
  • Short-term and long-term disability with own-occupation language
  • Executive carve-outs for key-person continuity
04
Voluntary

Voluntary Benefits

Employee-paid coverage that closes gaps in core medical without raising employer cost — and that drives perceived total compensation.

  • Accident, cancer, critical illness, hospital indemnity
  • Identity protection and legal services
  • Pet insurance and lifestyle benefits for retention
  • Section 125 pre-tax administration and Section 105 HRAs
05
Compliance

Compliance Support

Year-round regulatory stewardship so your benefits program is audit-ready, your filings are on time, and HIPAA-covered communications stay tight.

  • ACA reporting (Forms 1094-C / 1095-C) for ALEs
  • ERISA wrap documents and SPDs
  • HIPAA privacy and security policy templates
  • Form 5500 filings and Summary Annual Reports
  • COBRA administration support and notice management
06
Advisory

PPO Advisory & Plan Strategy

A consultative, business-focused review of how PPO networks, plan structures, and fee arrangements actually behave inside your program — so leadership can decide with clarity instead of decoding a document written by a committee at 2:00 a.m.

  • PPO plan education and network-design guidance
  • Review of current benefit structures, fee schedules, and hidden inefficiencies
  • Cost-saving opportunity modeling without sacrificing coverage
  • Streamlined communication across HR, payroll, and benefit providers
  • Employee-facing education on network options and benefit use
  • Onboarding and benefits-administration support without HR overhead
  • Straight answers — no jargon, no pressure tactics
Technology Partners

Integrated with the tools your team already runs.

We do not require a system change. Our team integrates with your existing HRIS, payroll, and benefits-administration platforms — and recommends upgrades only when the analytics support the investment.

HRIS

HR Information Systems

BambooHR · Gusto · Rippling · Paylocity · ADP Workforce Now · Paychex Flex · Justworks · TriNet. A few examples — we work with most major HRIS providers.

Ben Admin

Benefits Administration

Ease · Employee Navigator · Maxwell Health · bSwift · PlanSource · Selerix. A few examples — platform options expand each year.

Payroll

Payroll Integration

360° payroll sync where supported. EDI feeds maintained, tested, and reconciled quarterly so deductions match enrollment, every cycle. The systems above are a few examples — we connect to most major platforms.

Next Step

Begin with a comprehensive benefits audit.

A complimentary review of your current program covering coverage structure, contribution strategy, claims history, and compliance posture. You retain the analysis regardless of whether we proceed to engagement.

Schedule Your Audit → Call (813) 588-6549